MoHUA Secretary Chairs 10th CSMC Meeting, Approving Over 1.93 Lakh Additional Houses Under PMAY-U 2.0
Distilled Policy Brief
- The Central Sanctioning and Monitoring Committee (CSMC) approved over 1.93 lakh additional houses under PMAY-U 2.0 during its 10th meeting, bringing total houses sanctioned under PMAY-U 2.0 to 20.80 lakh across 11 states.
- Launched in September 2024, PMAY-U 2.0 targets 1 crore urban poor and middle-class families with annual incomes up to ₹9 lakh (EWS, LIG, MIG) by providing financial assistance up to ₹2.50 lakh through four verticals: BLC, AHP, ARH, and ISS.
- Promoting gender-inclusive urban growth, 97% of sanctioned homes (20.16 lakh) under PMAY-U 2.0 are allocated solely to women or under joint ownership, alongside targeted coverage for SC, ST, OBC, and senior citizens.
🎯 Prelims High-Yield Examination Points
PMAY-U 2.0 provides financial assistance of up to ₹2.50 lakh for 1 crore urban EWS, LIG, and MIG families (annual income up to ₹9 lakh) across four verticals: Beneficiary-Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
⚖️ Mains Analytical & Syllabus Linkages
Analyze PMAY-U 2.0 as a tool for urban poverty alleviation and female asset ownership, focusing on cooperative federalism and administrative bottlenecks in state-level implementation.
🎯 UPSC Prelims Practice Drill
With reference to the Pradhan Mantri Awas Yojana - Urban 2.0 (PMAY-U 2.0), consider the following statements: 1. It targets urban poor and middle-class families with an annual household income of up to ₹9 lakh covering EWS, LIG, and MIG categories. 2. It provides financial assistance up to ₹2.50 lakh to eligible families for constructing or purchasing a house. 3. The scheme operates through four verticals: Beneficiary-Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS). Which of the statements given above are correct?
- [A] 1 and 2 only
- [B] 2 and 3 only
- [C] 1 and 3 only
- [D] 1, 2 and 3
▶ Reveal Official Answer & Analytical Explanation
All three statements are correct. Launched in September 2024, PMAY-U 2.0 offers financial assistance up to ₹2.50 lakh to eligible EWS, LIG, and MIG urban families with an annual income of up to ₹9 lakh. The scheme is executed via four distinct verticals: BLC, AHP, ARH, and ISS.
🏛️ Historical Twin PYQ Anchor (2021)
Consider the following statements regarding the "National Clean Air Programme (NCAP)": 1. It is implemented by the Ministry of Environment, Forest and Climate Change. 2. Central Pollution Control Board acts as the sole regulatory executive body.