From Financial Inclusion to Economic Empowerment: Union Minister Annapurna Devi Praises 12 Years of Pradhan Mantri Jan-Dhan Yojana
Distilled Policy Brief
- Over 59 crore Pradhan Mantri Jan-Dhan accounts have been opened, with 56 percent belonging to women and 78 percent in villages and small towns.
🎯 Prelims High-Yield Examination Points
Over 59 crore accounts have been opened under Pradhan Mantri Jan-Dhan Yojana, with 56 percent belonging to women and total deposits exceeding ₹3.1 lakh crore.
⚖️ Mains Analytical & Syllabus Linkages
Evaluate the role of Pradhan Mantri Jan-Dhan Yojana and the JAM trinity in promoting financial inclusion, women empowerment, and direct benefit transfers in India.
🎯 UPSC Prelims Practice Drill
With reference to the achievements of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) as recently highlighted, consider the following statements: 1. Over 59 crore Jan-Dhan accounts have been opened across the country. 2. More than half of these total accounts belong to women. 3. A majority of these accounts (over 75 percent) are located in villages and small towns. Which of the statements given above are correct?
- [A] 1 and 2 only
- [B] 2 and 3 only
- [C] 1 and 3 only
- [D] 1, 2 and 3
▶ Reveal Official Answer & Analytical Explanation
All the given statements are correct based on the official policy briefing. Over 59 crore Pradhan Mantri Jan-Dhan accounts have been opened, with 56 percent belonging to women (more than half) and 78 percent (more than 75 percent) located in villages and small towns.
🏛️ Historical Twin PYQ Anchor (2021)
Consider the following statements regarding the "National Clean Air Programme (NCAP)": 1. It is implemented by the Ministry of Environment, Forest and Climate Change. 2. Central Pollution Control Board acts as the sole regulatory executive body.