Empowered Women, Developed India: Union Minister Shivraj Singh Chouhan interacts directly with Lakhpati Didis and PMAY-G beneficiaries
Distilled Policy Brief
- To streamline credit access, all banks must fully onboard onto the Jan Samarth Portal by October 31 to enable real-time monitoring of loan approvals, and a dedicated helpline will be launched to resolve loan-related grievances.
- Under the Lakhpati Didi initiative, over 3 crore Lakhpati Didis have been created so far, with the government setting a new target to scale this to 6 crore Lakhpati Didis.
🎯 Prelims High-Yield Examination Points
Key targets of the Lakhpati Didi initiative (6 crore target), the Rs 10 lakh crore SHG credit allocation, and the October 31 onboarding deadline for banks on the Jan Samarth Portal.
⚖️ Mains Analytical & Syllabus Linkages
Analyze the role of Self-Help Groups (SHGs) in rural women's economic empowerment, transitioning from micro-livelihoods to scalable enterprises, and addressing institutional credit barriers.
🎯 UPSC Prelims Practice Drill
With reference to the Lakhpati Didi initiative and measures to streamline credit access for Self-Help Groups (SHGs) in India, consider the following statements: 1. All banks are mandated to fully onboard onto the Jan Samarth Portal by October 31 to enable real-time monitoring of loan approvals. 2. The government has already created over 3 crore Lakhpati Didis and has set a new target to scale this number to 6 crore. Which of the statements given above is/are correct?
- [A] 1 only
- [B] 2 only
- [C] Both 1 and 2
- [D] Neither 1 nor 2
▶ Reveal Official Answer & Analytical Explanation
Statement 1 is correct: To streamline credit access and enable real-time monitoring of loan approvals, all banks must fully onboard onto the Jan Samarth Portal by October 31. Statement 2 is correct: Under the Lakhpati Didi initiative, over 3 crore Lakhpati Didis have been created so far, and the government has set a new target to scale this to 6 crore Lakhpati Didis.
🏛️ Historical Twin PYQ Anchor (2021)
Consider the following statements regarding the "National Clean Air Programme (NCAP)": 1. It is implemented by the Ministry of Environment, Forest and Climate Change. 2. Central Pollution Control Board acts as the sole regulatory executive body.