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STATUTORY CHARTER // TARK-LEGAL-REF-2026-V2.4

Refund, Cancellation & Lifetime Seat Allocation Policy

Effective: October 14, 2026 · Jurisdiction: Republic of India · Consumer Protection (E-Commerce) Rules, 2020 & RBI Directives

1. Philosophy: Try Before You Pay

Tark provides full access to the live timed +2.00 / −0.66 diagnostic on the landing page before any payment is requested. If you purchase one of the 500 Lifetime Seats (₹399 one-time) and find it does not align with your study workflow, our refund policy is simple, transparent, and fair.

2. The 7-Day No-Friction Refund Window

You are entitled to a 100% full refund of your ₹399 payment within seven (7) calendar days (168 hours) of purchase. No justification or retention hoops required: email support@tark.live with your registered email and Razorpay payment ID.

3. Duplicate Payments & Technical Settlement Failures

If your bank account or UPI is debited multiple times due to a gateway timeout, Tark will immediately provision your seat or issue an unconditional 100% refund of the duplicate charge, regardless of the 7-day window.

4. Effect of Refund on 500-Seat Cohort Ledger

Because the Founding Cohort is strictly capped at 500 seats: upon refund initiation, your Lifetime Seat license is revoked, and the seat is immediately released back to the open inventory pool on tark.live (+1 open seat).

5. Disbursement Timelines & Zero Auto-Renewal Guarantee

  • Razorpay Refund API Initiation: 24 to 48 hours from receipt of request.
  • Bank / UPI Account Credit: 5 to 7 business days, depending on issuing bank TAT.
  • Zero Deductions: Tark absorbs all gateway processing fees; you receive the full ₹399 back.
  • Zero Auto-Renewal: The ₹399 Lifetime Seat is a strict one-time transaction. No recurring subscriptions or UPI autopay mandates are ever created.

Contact for Refund Processing

Email: support@tark.live · SLA: 24-hour acknowledgement