PIB Policy Dossier: केंद्रीय राज्य मंत्री श्री बी. एल. वर्मा ने ‘नमस्ते’ योजना के अंतर्गत मुरादाबाद, उत्तर प्रदेश में सफाई मित्रों को पीपीई किट एवं आयुष्मान कार्ड वितरित किए
Autonomous verified briefing of government policy notifications, Cabinet decisions, and high-yield Prelims MCQs for 2026-10-27.
Executive Summary
⚡ Today's Prelims Practice Quiz
🎯 UPSC Prelims Practice Drill
With reference to Non-Performing Assets (NPAs) in the Indian banking sector, consider the following statements: 1. A loan is categorized as a Non-Performing Asset if repayments of principal or interest remain unpaid for over 90 days. 2. Public sector banks account for approximately 85% of the total gross NPAs in the economy. 3. Escalating NPAs lead to lower provisioning requirements for losses, thereby increasing a bank's Return on Assets (RoA). Which of the statements given above are correct?
- [A] 1 and 2 only
- [B] 2 and 3 only
- [C] 1 and 3 only
- [D] 1, 2 and 3
▶ Reveal Official Answer & Analytical Explanation
Statements 1 and 2 are correct: NPAs are loans where repayments of interest or principal remain unpaid for over 90 days, and public sector banks account for around 85% of the total gross NPAs in the economy. Statement 3 is incorrect because escalating NPAs require banks to set aside higher provisions for losses (not lower), which reduces their profitability and lowers their Return on Assets (RoA).
🎯 UPSC Prelims Practice Drill
With reference to Carbon Capture, Utilisation, and Storage (CCUS) in India, consider the following statements: 1. It provides a key decarbonisation pathway for industrial processes that cannot be easily electrified due to requirements for high temperatures or carbon-based inputs. 2. NITI Aayog has identified CCUS as a critical mechanism for reducing emissions in hard-to-abate sectors such as steel, cement, and fertilizers. 3. CCUS is intended to entirely replace renewable energy deployment in achieving India's Net Zero emissions target by 2070. Which of the statements given above are correct?
- [A] 1 and 2 only
- [B] 2 and 3 only
- [C] 1 and 3 only
- [D] 1, 2 and 3
▶ Reveal Official Answer & Analytical Explanation
Statements 1 and 2 are correct: CCUS targets hard-to-abate sectors (like steel, cement, chemicals, and fertilizers) where direct electrification is difficult due to high-temperature or carbon-input needs, a strategy recognized by NITI Aayog. Statement 3 is incorrect because CCUS acts as a complement to renewable energy, rather than replacing it, to bridging the gap toward India's Net Zero by 2070 commitment.
🎯 UPSC Prelims Practice Drill
With reference to the 'Atal Vayo Abhyudaya Yojana' (AVYAY), consider the following statements: 1. Launched in 2021, it merged and expanded the pre-existing National Action Plan for Senior Citizens (NAPSrC). 2. Under the scheme, District Committees headed by District Collectors conduct grassroots beneficiary selection and monitoring of senior homes. 3. The Integrated Programme for Senior Citizens (IPSrC) functions as a core component under this umbrella scheme. Which of the statements given above are correct?
- [A] 1 and 2 only
- [B] 2 and 3 only
- [C] 1 and 3 only
- [D] 1, 2 and 3
▶ Reveal Official Answer & Analytical Explanation
All three statements are correct. The Atal Vayo Abhyudaya Yojana (AVYAY) was launched in 2021 by merging and expanding the former National Action Plan for Senior Citizens (NAPSrC). It integrates components like the Integrated Programme for Senior Citizens (IPSrC) and State Action Plans, with District Committees led by District Collectors tasked with grassroots beneficiary selection and senior home monitoring.